NY Mortgage Tax Calculator 2025-2026
Calculate New York mortgage recording tax on your home loan by county.
Our free ny mortgage tax calculator helps you calculate New York mortgage recording tax by county. This new york mortgage tax calculator estimates the mortgage tax you'll pay when recording your mortgage in New York, with rates ranging from 0.5% (other counties) to 1.8% (New York City).
NY Mortgage Tax Calculator 2025-2026
Calculate New York mortgage recording tax on your home loan by county.
New York mortgage recording tax rates vary by county. New York City has the highest rate at 1.8%, while Nassau, Suffolk, and Westchester counties charge 1.05%. Other New York counties typically charge 0.5%. This calculator provides estimates. Check with your local recorder's office for exact rates.
How It Works
New York mortgage recording tax rates vary by county. New York City has the highest rate at 1.8%, while Nassau, Suffolk, and Westchester counties charge 1.05%. Other New York counties typically charge 0.5%. The calculator multiplies your loan amount by the appropriate county rate to determine the mortgage tax.