Tax Mortgage Calculator 2025-2026
Calculate mortgage tax (mortgage recording tax) on your home loan.
Our free tax mortgage calculator helps you calculate mortgage recording tax on your home loan. This mortgage tax calculator estimates the one-time mortgage tax you'll pay when recording your mortgage, typically ranging from 0.5% to 2.05% of the loan amount depending on your state and county.
Enter the mortgage loan amount.
Enter the mortgage tax rate (typically 0.5% to 2.05% depending on state/county).
Mortgage tax (also called mortgage recording tax) is a one-time tax charged when you record a mortgage with the local government. The calculator multiplies your loan amount by the mortgage tax rate to determine the tax amount. Rates vary significantly by state and county, so check with your local recorder's office for the exact rate in your area.
Mortgage Tax: Mortgage Tax = Loan Amount × Mortgage Tax Rate
Total Cost: Total Cost = Loan Amount + Mortgage Tax